Attention homeowners: Real estate appraisal services for in Chester and Rockingham County

Check out the top seven reasons why NH homeowners hire Birchwood Appraisals:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a NH property tax assessment
To cut your mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in NH by determining the true market value of real estate in question

Need help determining the price of your home in or near Chester, NH?
Contact Birchwood Appraisals.

At Birchwood Appraisals, we understand the individual needs of a customer in need of appraisal services. Our typical business clients get the appraisal process and the customary reporting formats. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to remove PMI

A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Birchwood Appraisals is experts in helping clients just like you abolish unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close to yours. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting a professional appraisal from Birchwood Appraisals is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be difficult and inconvenient from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Birchwood Appraisals can provide you with an expert appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.